Live the life you never retire from

Manage your ​student loans  Grow your net worth  Make work optional

We Aren't Your Traditional Financial Planner

Our Core Beliefs:

Don’t build your savings without building your life.

You don’t want to climb a ladder your whole life to realize it was leaning the wrong way. Get clear on your values so you know where you want your money to take you.

Experiences > things.

Your favorite stories come from experiences, not the things you buy. Don't let the consumerism culture dictate how you spend money.  

More money ≠ more happiness.

True wealth is the ability to spend your time in a way that is aligned with your core values. More money can't replace your kid's missed soccer games. 

The concept of retirement is obsolete.

Don't defer your life until "retirement". Work part-time. Take a year off. Start a business. Travel the world. Who cares? Never live your life wondering "what if"?

Build optionality into your financial plan.

Nobody can predict where you will be in 30 years. Live in the moment and plan for optionality in the future. 

The most important financial decisions occur in your 30s and 40s.

Life transitions = money transitions. It's better to prevent financial mistakes than to fix them in 20 years. 

Does This Sound Like You?

Here are a few examples of client situations where we can provide the most value.

(Click on the situation that sounds like you)

Does This Sound Like You?

Here are a few examples of client situations where we can provide the most value.

(Click on the situation that sounds like you)

High Income Professional with Student Debt

Recently Married Dual Income Household

Married Household with Young Children

Married Household with Teenage Children

How We Help You

We understand you feel overwhelmed about your money. It's difficult to find the responsible balance between paying down debt, saving for the future, but also experiencing life now. 

We're here to guide your path to financial freedom where you have the ability to work when you want, where you want and how you want in a way that financially supports your dream lifestyle.  

(Click on the services you are looking for)

Our Services:

Are we the right fit?

We're not for everyone. 

Our Clients...
  • Are open and honest with us
  • Want a thinking partner, not someone to just tell them what to do
  • Act on good advice, rather than sitting on it
  • Are adventurous and willing to try new things
  • Have casual and flexible communication styles (we meet virtually)
  • Are willing to challenge societal norms around money
Our clients are NOT...
  • Rash and emotional decision-makers without consultation
  • Trying to keep up with the Joneses
  • Market timers and strictly investment focused

Our interests are aligned with yours

CFP® fiduciary

We always act in your best interest.


Fixed fees, no questions asked.


No products, no insurance, no BS.

Meet Jake Northrup, CFP®, CFA, CSLP®

Hi there! 

My name is Jake - I’m originally from Massachusetts, but recently moved to Rhode Island with my wedding planner wife and [cute-but-also-high-maintenance] dog.

I previously worked at a financial planning firm in the Boston area servicing families with ~$5 million+ in net worth which taught me a very valuable lesson. Time is finite, whereas money is infinite. 

We get trapped sacrificing our valuable time in the endless pursuit of earning more money when we don’t know how much money is “enough”. We make unnecessary sacrifices to save for “retirement” because that’s what we’re supposed to do… right? I’d argue no.

And thus, Experience Your Wealth was born. I launched EYW to help clients in their 30s and 40s experience their money throughout their life and not just in “retirement”. Government and IRS rules are built upon the work-until-you’re-65 concept which is outdated. It’s literally unhealthy to work at 100% your whole life to then one day stop – you need the mental stimulation, social interaction and sense of purpose that comes from work. The key is to find work you love when you want, where you want and how you want that financially supports your dream lifestyle.

This philosophy requires a creative, untraditional approach to financial planning which I am excited to bring to clients. I know the opportunities and difficulties you are experiencing (as I also go through those myself), but also the path ahead of you as your net worth (and complexity) grows.

Dog lovers required, travel enthusiasts encouraged! 

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Let's Chat

We invite you to stop worrying about your money and start investing in your financial future. Let us alleviate your concerns and guide your journey to financial freedom. 

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