Experience Your Wealth, LLC
Bios are usually boring. Let me try to make this seem like a story.
What type of experience do you have?
I previously worked at Ballentine Partners, a fee-only financial planning firm outside of the Boston area. I grew to be a Senior Wealth Advisor where I was the lead advisor for nearly 40 client relationships, most of which were dual-income households with a net worth over $5 million.
What do those letters after your name mean?
It means I’m a nerd and I’m committed to continuously learning to make me a better financial planner. I’ve earned the following designations:
This means that I completed 7 personal financial planning classes, passed a difficult comprehensive exam, met the experience requirement and continuously uphold the CFP® fiduciary standard. The CFP® exam really taught me how all the puzzle pieces of someone’s financial situation fit together.
This means that I passed all 3 CFA exams over a 3-year period and met the experience requirement. The 3 CFA exams were a grueling deep dive into investments which allowed me to better understand the investment world.
This means that I completed over 30 student loan modules and passed a comprehensive student loan exam. The CSLP® really helped me narrow in on student loans and better advise on student loans in context of someone’s entire financial situation.
How are you involved in the financial planning community?
I loveee financial planning. Seriously, I nerd-out for it. Here are some of the ways I’m involved:
I teach Retirement Planning and Employee Benefits to aspiring CFP® professionals. I know it’s ironic that I teach this class since I don’t believe in retirement, but at its core, this class teaches you how to best recommend the optimal savings and withdrawals strategies to meet someone’s goals. Pretty relevant for my clients!
I serve on the board of directors as the NexGen director. I lead an awesome committee of 10 that plans events and fosters the next generation of financial planners in Massachusetts.
I act as their advisor to help shape the young financial planning minds of the future.
I provide consultation to Compass’s financial coaches who provide financial planning advice to low income families.
Why financial planning?
I’ve always loved numbers and I’ve always loved helping people. I was trying to find the right way to mix these two into a career and then my father passed away suddenly at the age of 63 – just before he was about to retire. This had a profound impact on me – he was so excited to start this next phase of his life and the next thing I know I’m sitting next to my mother across the table from our family’s financial planner discussing estate settlement and life insurance. Honestly, we had no interest in dealing with any of this – we were trying to cope with what just happened so suddenly. However, I vividly remember how we felt after leaving that meeting – we were so thankful that we had someone we trusted to take care of those financial affairs during the most difficult times of our life.
This is why I love what I do – I’m able to be there for people through the good times and the bad times. I know what it feels like to have someone that understands your story, your values and your money and helps you make decisions to live the life you love. My experience also taught me that life can be short and you want to experience your life while you can.
Why did you start Experience Your Wealth?
Two main reasons.
#1 - My wife and I went through a similar exercise that I help clients navigate through. We pictured our ideal life, got clear on our values and then worked backwards. Here are some of the things that we discussed:
Rather than trying to make our lifestyle fit a job, we wanted our job fit our lifestyle.
#2 – I want to work with people that share similar values and a similar outlook on life. I’m trying to break the concept of retirement and help people build their dream life as early as possible. Most of those important decisions occur at earlier stages of your life and I want to help mold those decisions.
What do you do for fun?
What is the worst financial decision you ever made?
I bought medical marijuana penny stocks when I was in college. Yeah… everyone makes dumb mistakes.
What is your financial DNA?
I provide clients with their Financial DNA report, so I wanted to share mine.
I am a Facilitator - Facilitators are good at guiding people with feelings, yet with the determination to reach goals and accomplish tasks.
What do people need to know about you?
I would name my son Thomas Edward Patrick Brady if my wife would let me.
If you are interested in learning more about working with us, let's schedule a free, totally-no-pressure-at-all call to see how we can help alleviate your financial concerns.