People are starting to get antsy. The Coronavirus is likely to continue getting worse before it starts getting better. The kids have been home for a while and although you love them dearly, you likely need a break đ. On top of this, there is a lot of economic uncertainty and the investment markets continue[…]
The CARES Act â How Does This Affect You?
The CARES Act (they have to spend a decent amount of time making these law names sound good⌠right?) was officially signed into law on March 27th. There are a significant number of provisions within the CARES Act. If youâre bored, you can read the full bill here. This blog focuses on the following provisions[…]
Student Loan Interest Is Suspended⌠How Does This Affect You?
* Student loans payments have been suspended since this blog was written. Please reference this blog for the most up to date information about your student loans! President Trump announced shocking news that all interest on federal student loans will be waived until further notice. This was just one of many actions that the government[…]
Special Market Commentary
The longest âbullâ market in history is now officially over. It started in March 2009 and ended on March 11th, 2020 as we officially hit a âbearâ market (defined as a 20% decline from its peak). Now this happened fast. Really fast. Since 1915, the average amount of days for stocks to go from peak[…]
The True Measure Of Wealth Is…Time
Like it or not, we live in a society where wealth and success is measured by the amount of money you have. The big house, the fancy cars, the 7-digit investment account balance â itâs what we are all taught to aspire to achieve. This puts an incredible amount of pressure on us and often[…]
Your Simplified Guide To Investing
The investing world can be scary. Youâve probably made investment mistakes, or know of someone who has. This is perfectly normal! Honestly, everyone has made investment mistakes â myself included. I bought medical marijuana penny stocks in college which did not turn out so well⌠It is extremely difficult to give up control of our[…]
3 Reasons Why Refinancing Your Student Loans May Not Be Right For You
*Please note that this article first appeared in Cashay. Student debt is the fastest rising debt in America, hitting $1.51 trillion in the third quarter of last year. To put that in perspective, the federal student loan balance in the U.S. exceeds the value of all goods and services produced by Spain, the 13th largest country[…]
5 Financial Actions That All Newlyweds Should Take
*Full disclosure – this picture is from my wedding… I got bored of unsplash photos đ¤ˇââď¸. Being a newlywed is such a fun time â you are still reliving your wedding and honeymoon. You are talking about your life plans together. There is a new, exciting momentum that is important to capitalize on. Marriage has[…]
What A Financial Planner Helps You Accomplish
Youâve probably heard the term financial planner thrown around a lot. Itâs confusing because being a financial planner can mean many different things. You probably wonât receive the same level of services from one financial planner compared to another. To put simply, a real financial planner (shoutout to Carl Richards) helps articulate why money is[…]
An Overview Of FIRE And A More Practical Approach To It
The FIRE movement continues to rapidly gain popularity. If you arenât familiar with it yet, get familiar. FIRE stands for Financially Independent, Retire Early. This concept first became popular from Vicki Robbinâs book Your Money or Your Life. This book talks about how people sacrifice time in the endless pursuit of money. This explains the[…]
