Like it or not, we live in a society where wealth and success is measured by the amount of money you have. The big house, the fancy cars, the 7-digit investment account balance – it’s what we are all taught to aspire to achieve. This puts an incredible amount of pressure on us and often[…]
Your Simplified Guide To Investing
The investing world can be scary. You’ve probably made investment mistakes, or know of someone who has. This is perfectly normal! Honestly, everyone has made investment mistakes – myself included. I bought medical marijuana penny stocks in college which did not turn out so well… It is extremely difficult to give up control of our[…]
3 Reasons Why Refinancing Your Student Loans May Not Be Right For You
*Please note that this article first appeared in Cashay. Student debt is the fastest rising debt in America, hitting $1.51 trillion in the third quarter of last year. To put that in perspective, the federal student loan balance in the U.S. exceeds the value of all goods and services produced by Spain, the 13th largest country[…]
5 Financial Actions That All Newlyweds Should Take
*Full disclosure – this picture is from my wedding… I got bored of unsplash photos 🤷♂️. Being a newlywed is such a fun time – you are still reliving your wedding and honeymoon. You are talking about your life plans together. There is a new, exciting momentum that is important to capitalize on. Marriage has[…]
What A Financial Planner Helps You Accomplish
You’ve probably heard the term financial planner thrown around a lot. It’s confusing because being a financial planner can mean many different things. You probably won’t receive the same level of services from one financial planner compared to another. To put simply, a real financial planner (shoutout to Carl Richards) helps articulate why money is[…]
An Overview Of FIRE And A More Practical Approach To It
The FIRE movement continues to rapidly gain popularity. If you aren’t familiar with it yet, get familiar. FIRE stands for Financially Independent, Retire Early. This concept first became popular from Vicki Robbin’s book Your Money or Your Life. This book talks about how people sacrifice time in the endless pursuit of money. This explains the[…]
3 Better Ways To Save Before You Max Out Your 401(k)
401(k)s are the most common type of savings plan offered by employers. You’ve heard it before – make sure you save money into your 401(k)! The more money you make, the more you should contribute into your 401(k), right? Maybe not. Most employers offer some type of match on your contributions. Let’s say you make[…]
How To Be The 1% That Receives Public Service Loan Forgiveness
Federal Student Aid recently released its updated federal student loan statistics through September 30th, 2019. Here are some of the highlights: The total outstanding federal student loan balance is now $1.51 trillion. To put that in perspective, the Gross Domestic Product (GDP) of Spain is $1.50 trillion. The federal student loan balance in this country[…]
How To Ditch The Work-Until-You’re-65 Mentality
The idea of retirement is rapidly changing. When you speak to millennials and Gen Xers, they aren’t motivated by retirement. They think of retirement is a “deferred life plan” – why wait until you’re age 65 to start living the life you always dreamed of? The “9 to 5, work-until-you’re-65” path is not desirable anymore.[…]
How Marriage Affects Your Student Loans
Marriage is an incredibly exciting time in your life – you are embarking on a new journey with your spouse at your side. What used to be “mine” is now “ours” and for better or for worse – this includes student loans. Finances, but more specifically student loans, can be very difficult to talk about[…]
